The text discusses various topics related to application security, online fraud, and bank information security, covering a wide array of issues such as fraud management, cybercrime, ransomware, API security, governance, risk management, compliance, encryption, network security, incident response, and the importance of secure software development lifecycles. The text examines the role of AI, machine learning, blockchain, threat intelligence, and various security technologies in enhancing application security, including the need for active defense, threat modeling, and secure development practices. Additionally, it highlights the significance of training, certifications, leadership communication, and security awareness programs in mitigating online fraud and enhancing overall bank information security
```https://www.bankinfosecurity.com/application-security-online-fraud-c-584